- Spending Plan Summary:
- Checkout Checklist:
- Do I really want this?
- Do I need this?
- Will I use this?
- Am I buying this because it's on sale?
- How many hours will I have to work to pay for this?
- Do I really love this?
- Definition of selfish - Youíre not doing what the other person wants you do
Be S E L F I S H
Soak up all the information you can - be a sponge
Engage in conversations about money with other women
List your action steps & take action on at least one in the next 24 hours
Find sources of financial information to learn from
Invest in your future now; donít wait until itís too late
Share what you learn with all the other women in your life
Hold on - youíre in for an educational & empowering journey
- Free annual credit report:
Consumers are eligible to request their credit report annually free from the three nationwide credit reporting
agencies. You can request a credit report from each of the three credit-reporting agencies at one
time or stagger the request throughout the year. Staggering the request allows consumers to monitor
their credit report three times a year. Simply request your credit report from one credit-reporting
agency, wait four months to request another credit report from a different credit-reporting agency, and
request the last credit report four months later.
The term "annual" is determined on a 12 month rolling basis. For example, if you request your
credit report on December 2, 2004 from Equifax, youíll be eligible for another free credit report on
December 2, 2005.
Although your credit report is free, there is a fee for your credit score. The fees range from $4 to
$7 depending on the credit-reporting agency.
Request your free credit report online, by phone or mail at:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
- Exercise your opt-out rights:
Call Direct Marketing Association at
888-567-8688 to opt-out. It only takes a few minutes. You must provide your
Social Security Number. Exercising your opt-out rights will drastically reduces unsolicited
mail including credit card offers, sweepstakes, magazine subscriptions and catalogs. Not all
companies use the Direct Marketing Association. You must contact those companies individually.